ID Solutions Group, Independent Sales Associate Program Independent Sales Associate annual fee -- $49.95 One time processing fee -- $10.00 Policies and Procedures Guidelines for Conduct: We at ID Solutions Group (IDSG), believe that our business should be conducted in an ethical, honest and truthful manner, using the “Golden Rule” as a basic principle in all business activities. We expect our Associates to present our products/services in an honest and truthful manner, with a certain amount of dignity, always conscious of the reputation and integrity of IDSG and its Independent Sales Associates. 1. An Associate is an independent contractor and does not have a franchise, distributorship or other exclusive right to sell arrangement with IDSG. IDSG reserves the right to accept or reject any Associate Agreement in its sole discretion. An Associate is not an employee for federal tax purposes or any other purposes. An Associate is neither an agent, partner, nor involved in a joint venture with IDSG. The Associate will be responsible for all costs or liabilities incurred by the Associate in the sale and/or distribution of all IDSG products/services. The Associate shall not enter into any agreements or make any purchases in the name of, or on behalf of IDSG. 2. An Associate at his/her own expense (if any) shall be responsible for the filing of any and all reports required by law or public authority with respect to the sale of any products/services marketed by IDSG and shall abide by any and all federal, state, county, and municipal laws, rules, regulations, and ordinances with respect to all sales. The Associate is responsible for providing IDSG with his/her Social Security number or Federal Tax identification number for tax reporting purposes. 3. An Associate does not have the authority to waive, change, or modify an IDSG product or service in any way. Furthermore, no modification of any service is binding upon IDSG unless authorized in writing at the corporate offices of IDSG by an authorized officer of the Home Office. 4. Regarding advertising: (a) Only advertising and promotional material that is pre-printed, pre-approved, and properly licensed by IDSG may be purchased or used in the promotion or sale of IDSG products/services. An Associate agrees to pay for all supplies and marketing materials needed. Supplies should be obtained directly from IDSG. If An Associate wishes to return supplies and obtain a refund, he/she must return the supplies in usable condition and request a refund within fifteen days of the purchase date. If An Associate wishes to exchange a supply item for another, he/she must return the item in usable condition and request an exchange within 30 days of the purchase date. Obsolete material will not be eligible for refund or exchange. (b) An Associate may not contact prospects by using auto dialers, unsolicited telemarketing, unsolicited advertisements to fax machines and/or any other method prohibited by applicable federal or state law. In addition, An Associate initiating the transmission of unsolicited commercial electronic mail (spam) agrees to comply with all IDSG policies regarding such advertising, as well as to applicable state and federal laws governing such transmissions. (c) An Associate sponsored website shall comply with these policies and any other policies of IDSG relating to Associate web sites. IDSG will supply any Associate with a company sponsored web site free of charge provided the Associate purchases an identity protection plan from IDSG. Associates may purchase a web site from the company for a monthly fee. 5. There are no territory exclusives. Any Associate may sell products/services in any state in which IDSG is authorized to do business, except in those states where an insurance or other license or appointment is required unless the Associate meets those requirements. However, an Associate may recruit other Associates in any state in which IDSG is authorized to do business, provided the prospective Associate is properly licensed in that State if so required for the sale of products/services. 6. The Associate and the Associate’s spouse, or similar relationship, will normally be regarded as one Associate. However, a spouse or similar relationship may complete a separate Agreement (and submit the necessary fee), provided the Agreement is sponsored by the same person or entity. Persons must be 18 years of age or older to execute an Associate Agreement. 7. The accepted practice is for a new Associate to be sponsored by the first person who contacted him/her regarding a particular IDSG product/service. IDSG will continue to support this practice. However, the relationship as to who sponsored the new Associate will be determined by the first completed Associate Agreement processed by IDSG for that particular product/service. 8. The identity of an Associate’s organization is confidential, proprietary information that belongs to IDSG. The Associate may not disclose the identity of the organization to third parties and may not use the information for a purpose than promoting IDSG during or after his or her relationship with IDSG. In addition, the Associate shall not disclose to any person other than IDSG any non-public information concerning Associates he/she acquires in connection with processing of Associate applications. 9. A change in the relationship between the sponsor and Associate may be made by an active Associate by filing a written resignation with the IDSG product/service and remaining inactive in the product/service for the specified time frame. After that time, the Associate may be re-sponsored by a different person or entity by paying the appropriate fee. Resignation time frames range from six months to one year. Any sponsor change will result in the Associate losing his/her current level in the marketing plan and any downlines in place. 10. In the event of the death of An Associate who is a party to this agreement solely in his her individual name, all commissions due the Associate will be paid according to his/her last will ad testament as admitted to probate or, if there is no will or other instrument providing otherwise, the rights of the Associate under this agreement shall be deemed to be owned (i) if the Associate has a spouse or (ii) if the Associate does not have a spouse, as may be provided by applicable law of decent and distribution. If the Associate’s spouse succeeds to the business and has been actively participating in the business at the time of death, the spouse will have the option to continue in the same role as the deceased Associate. In any case covered by this paragraph 10, any outstanding debit balance of the deceased Associate at the time of death will be charged back against earned commissions, including renewals. 11. An Associate may wish to sell his/her organization to another Associate. However, an Associate may not sell his/her organization in the first 12 months he/she is an Associate. After the first 12 months, the sale of an organization is permissible provided that a) IDSG is notified of the sale and agrees in writing to the sale and to the effective date of the sale, b) IDSG is provided a new tax identification number to which future income is reported, c) the appropriate fee is paid, and d) the selling and purchasing Associates comply with any other IDSG policies relating to sales. Policies relating to sales are available from the Home Office of IDSG. 12. An Associate Agreement with IDSG may be terminated as follows: (a) At any time upon written notice by the Associate. (b) Immediately by IDSG for actions or statements by An Associate which IDSG, in its sole discretion, determines to be contrary to its best interests, including, without limitation, if An Associate: violates the terms of the Associate Agreement or these Policies and Procedures as in effect form time to time, misrepresents the company’s name, violates any other IDSG policy, solicits Associates using the name of the Master Policy holder, makes product/service claims or earnings claims contrary to IDSG literature, reveals any IDSG trade secrets, including without limitation names of associates, corporate accounts; or (c) By IDSG, when an Associate fails to meet the continuing education requirements for eligibility to sell/offer IDSG products/services. IDSG reserves the right, at any time, to change or amend the requirements for eligibility for existing products/services as well as any new products/services introduced to the Associates. An Associate who terminates his/her Associate Agreement or who is terminated by IDSG will, effective on the date of termination, no longer be entitled to any bonuses or commissions earned, including renewals either personal or downline. Associate fees will not be refundable unless the Associate Agreement is terminated by the Associate within the first 30 days after the effective date, any marketing materials or supplies are returned in usable condition and the Associate has not sold any IDSG identity protection products or recruited any other Associates. 13. In order for any new Associate to qualify for the IDSG “Risk Free Money Back Guarantee”, the Associate must a) sponsor six (6) new Associates within 90 days of becoming an IDSG Independent Sales Associate; b) notify the Home Office in writing on or before the 120th day from the effective date of their Associate Agreement and c) provide copies of income records to substantiate a reduction of monthly income as compared with monthly income from being an IDSG Associate. The Associate will be refunded the Associate fee only. No refund of the cost of any IDGS identity protection plan is associated with the IDSG “Risk Free Money Back Guarantee”. When an Associate takes advantage of the IDSG “Risk Free Money Back Guarantee” and is effectively terminated by the Company, the Associate will no longer be entitled to earn income from their organization effective as of the date of notification. A former or terminated Associate may rejoin IDGS as a new Associate and start a new organization. 14. Sales produced by the Associate or in the Associate’s organization shall be paid only when sales of IDSG products/services have occurred, and shall be earned only as fees on IDSG products/services are received by IDSG. IDSG reserves the right to pay commissions on an as earned basis or to place commissions on hold in its sole discretion. Any charge backs against the Associate shall create a debit balance which will normally be repaid by withholding earned commissions, including renewals, but the Associate is ultimately liable for repayment upon demand by IDSG. 15. Any and all Associate accounts, including joint accounts, shall be considered as one account for the purpose of charge backs against commissions earned. 16. So long as the Associate Agreement is in effect, an Associate will continue to receive commissions on IDGS products/services for Associates personally recruited and those levels in the Associate’s organization in place according to his/her current level in the marketing plan. Annual fees for Associates will automatically renew yearly unless the Associate Agreement is cancelled or terminated 45 days prior to renewal date. Associate fees are nonrefundable. 17. IDSG reserves the right at any time to no longer accept new Associates sales or Associates recruitments from any Associate and to adjust or change any marketing plan and incentive program and at any time without prior notice. IDGS may add, change or terminate any services offered by IDGS to any or all Associates, at any time, in whole or in part, including but not limited to supplies, communications, newsletters, e-services, voice response or otherwise. 18. IDSG products or services may not be sold or offered in combination with any other product or service without prior written approval from an authorized Home Office officer of IDSG. An Associate may not sell or offer to sell any identity protection or restoration service plan or product other than IDSG products or services without prior approval from an authorized officer at the Home Office. 19. An Associate may not proselytize, recruit or solicit in ay manner any IDSG Associate, including without limitation his or her first line, into any other company or organization during the term of the Associate Agreement and for one (1) year after the date of any termination hereof. 20. The failure of IDGS to insist upon strict compliance with any of the Policies and Procedures herein shall not be deemed to be a continuous waiver in the event of any future breach or waiver of the Policies and Procedures. In the event of any conflict or inconsistency between these Policies and Procedures and any other marketing materials of IDGS, including the Personal Success Outline, these Policies and Procedures shall control. 21. In the event that a provision of the Associate Agreement or these Policies and Procedures is held to be invalid or unenforceable, such provision shall be reformed only to the extent necessary to make it enforceable, and the balance of the Agreement and Policies and Procedures will remain in full force and effect. 22. The Associate Agreement and Policies and Procedures will be governed by and construed in accordance with the laws of the State of Arizona. The Associate Agreement and Policies and Procedures constitute the entire agreement between the Associate and IDSG and no amendment may be made, either written or oral, without the signature of an authorized Home Office officer of IDSG, provided that these Policies and Procedures may be amended from time to time by IDSG by publication in a means reasonably available to Associates generally, including by publication in periodic communications to Associates or on the IDSG website. All disputes and claims relating to IDSG, the Associate Agreement, these Policies and Procedures and any other IDSG policies, products and services, the rights and obligations of An Associate and IDSG, or any claims or causes of action between the Associate or IDSG or any of its officers, directors, employees, or affiliates, whether in tort or contract, shall b e settled totally and finally be arbitration in Phoenix, Arizona, in accordance with the Commercial Arbitration Rules of the American Arbitration Association, including the optional rules for emergency measures of protection. If any Associate files a claim or counterclaim against IDSG or any or its officers, directors, employees, or affiliates in any such arbitration, An Associate shall do so only on an individual basis and not with any other Associate or as a part of a class action. Judgment on any award may be entered in the Maricopa County District Court or in the United States District Court for the State of Arizona. The Associate consents to the jurisdiction and venue of such arbitration and such courts. ID Solutions Group, Independent Sales Associate Associate Agreement · I have had explained to me the ID Solutions Group (IDSG), independent sales Associate program and compensation plan and understand the benefits of both. · I have read the company policies and procedures and will receive a copy via e-mail and regular mail, and agree to abide by them. · By accepting this acknowledgement, I certify that I accept the placement of my Associate Agreement under the sponsoring Associate. · I understand this agreement is subject to approval by a duly authorized officer/representative of IDSG. Under penalty of perjury, I certify that: (1) The number entered into this e-form is my correct taxpayer identification number (2) I am not subject to backup withholding taxes because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding. Notice, Authorization and Release for the Procurement of a Consumer and/or Investigative Consumer Report (check box for release) I, the undersigned consumer, do hereby authorize IDSG by and through its independent contractor, Identity Safeguards, Inc. (“ISI”), located at 8050 S.W. Warm Springs Street, Suite 130, Tualatin, OR 97062, to procure a consumer report and/or investigative consumer report on me. I understand that this authorization and release shall be valid for subsequent consumer and/or investigative consumer reports during the term of my contract with IDSG. These above-mentioned reports may include a social security number verification. I understand that I am entitled to a complete and accurate disclosure of the nature and scope of any investigative consumer report of which I am the subject upon my written request to ISI, if such is made within a reasonable time after the date hereof. I also understand that I may receive a written summary of my rights under 15 U.S.C. 1681et. seq. and Cal. Civ. Code 1786. By my approval below, I further understand and acknowledge that my independent contractor position with IDSG is contingent upon the successful completion of the above referenced investigative consumer report.